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My home flooded, Where do we start?

MY HOME FLOODED, WHERE DO I START?
Flood damage is excluded under standard homeowners and renter’s insurance policies. Flood coverage, however, is available as a separate policy from the federal government’s National Flood Insurance. Some homeowners choose not to purchase flood insurance if they are not located in a flood zone. In fact, most homeowner don’t have flood insurance. If you are in a flood zone and have a mortgage on your home, you probably do have flood insurance because most lenders will require it.

The most common flood insurance is offered through the federally regulated program known as the National Flood Insurance Program (NFIP). It has two policies: one that covers your actual home (building property) and one that covers your personal property. You can purchase one or both.
Facts and Myths about flood insurance
WHAT DOES YOUR FEDERAL FLOOD INSURANCE TYPICAL COVER · Your home and its foundation
· Electrical and plumbing systems
· HVAC equipment like air co…

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